Finance Options

Finance Options

We now offer a fantastic range of interest free credit and finance options across our sofas, beds, flooring and furniture ranges, allowing you to spread the cost of your new John Doe purchase. Our wide range of finance options include up to 24 months interest free credit, up to 48 months finance at 9.9% apr and Buy Now Pay Later!

If you'd like to discuss your options further or apply for one of our finance options with your new sofa, bed or furniture purchase then please visit us in-store or call us on 01379 644 081 and a member of our friendly team will be happy to help.

0% APR FINANCE

  • 6 / 9 / 12 / 18 / 24 monthly repayment options
  • For 6 month term: Minimum loan amount is £250.00 (Available across all departments and items)
  • For 9 & 24 month terms: Minimum loan amount is £1500.00 (Not available on Flooring)
  • Minimum 10% deposit

9.9% APR FINANCE

  • 12 / 24 / 36 / 48 monthly repayment options
  • Minimum loan amount is £500
  • Minimum 10% deposit
  • Available across all departments and items

Buy Now, Pay Later

  • Minimum 10% deposit
  • Choose from either a 6 or 12 month settlement date. The agreed 6 or 12 month period will start on your items delivery date, at which point you will have exactly 6 or 12 months until full balance has to be paid on your agreed settlement date.
  • If you want to pay some or all of your balance before your agreed settlement date, then a one-off £29.00 settlement fee is applicable. However, no interest is applied.
  • If there is a remaining balance after your 6 or 12 month settlement period, then the remaining balance will automatically roll onto a 48 month term, interest bearing rate of 14.9% apr.
  • Minimum loan amount is £500.
  • Available across all departments and items.
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DO I NEED TO PAY A DEPOSIT?

We require a minimum 10% deposit. However, you can increase this amount as much as you like.

IS THERE A MINIMUM SPEND TO QUALIFY FOR FINANCE?

Yes. We do require a minimum spend of £250 for 6 month 0% apr agreement.
£1500 minimum spend for 9 & 24 month 0% apr agreements.
£500 minimum spend for all 9.9% apr agreements.
£500 minimum spend for all Buy Now, Pay Later agreements.

HOW SOON DO I HAVE TO START PAYING?

Your monthly payments will start one month after your goods have been delivered.

HOW DO I APPLY FOR FINANCE?

You can apply for any of our finance options in-store today.

Please note, finance applications will not be accepted online or over the phone, our finance options are offered exclusively in-store only.

IN ORDER FOR YOUR FINANCE APPLICATION TO BE CONSIDERED, YOU MUST:

  • Meet minimum spend amount
  • Be 18 years of age or over
  • Have been a UK resident for 3 years or more
  • Be able to fulfill your repayments by Direct Debit
  • Be in regular employment*
  • Show valid proof of identity via either a Drivers license or passport and one electricity bill

*Minimum 16 hours per week, including self-employment, or in permanent residence with your partner who is in regular employment. If you are retired and receive a pension or are registered disabled and unable to work, our finance provider may ask for proof of sufficient income.

Calculate Repayments
With our finance calculator you can input how much you would like to spend (monthly or total spend) and choose a deposit amount. Then pick a monthly repayment option which best suits your needs. On the right hand side it will display your max order value and a breakdown of monthly repayments and total payable.

Calculate Repayments

With our finance calculator you can input how much you would like to spend (monthly or total spend) and choose a deposit amount. Then pick a monthly repayment option which best suits your needs. On the right hand side it will display your max order value and a breakdown of monthly repayments and total payable.

Buying on finance? Use our calculator to find a deal that suits you
I am looking to spend
£
Total
With a deposit of
£
Choose your finance option
6Months0.0% APR
9Months0.0% APR
12Months0.0% APR
18Months0.0% APR
24Months0.0% APR
24Months9.9% APR
36Months9.9% APR
48Months9.9% APR

Minimum spend: £500

Minimum deposit: 10%

Monthly Cost£0.00Deposit: £500.00Total Payable £500.00Final Payment: £0.00APR: 9.90%
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